This newsletter's posts are usually on a specific area or topic in payments/fintech. They tend to be research-orientated rather than opinion-focused. This series features shorter, more opinion-focused posts. The usual posts will continue in parallel.
Disclaimer: views expressed here are my own and do not represent any other organisation
In Meta’s Payments Potential, I discussed how Meta could do more with payments. They are building a hardware portfolio and have three of the most popular apps on earth (Facebook, WhatsApp, and Instagram). An Apple Pay-esque payment system across apps and devices could add to Meta’s top-line revenue in the same way that Apple Pay generates 1% of Apple’s total revenue. Not a bad option considering 98% of Meta’s revenue today comes from advertising sales.
The other key element discussed in the article was form factors.
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