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Do consumers really want agentic commerce?
Agentic commerce promised AI agents that shop and pay on our behalf. A year in, the gap between hype and consumer demand is greater than anticipated.
Jun 13
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Matt Jones
17
3
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Can Revolut compete with American Express?
Jun 2, 2025
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Matt Jones
27
4
Why Ryanair wants you to Pay by Bank
Sep 24, 2025
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Matt Jones
18
1
5
How Geopolitics Shapes Fintech in 2026
Jan 31
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Matt Jones
26
6
7
Resilience and Innovation: Ukraine's Fintech Ecosystem
Feb 14
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Matt Jones
19
5
Recent posts
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How Geopolitics Shapes Fintech in 2026
How almost every trend in payments is shaped by geopolitics. An exploration of chokepoints, resilience, and why fintech is getting messier.
Jan 31
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Matt Jones
26
6
7
Did Curve Force Visa and Mastercard to Innovate?
Understanding Curve’s business model, how Visa and Mastercard reacted, and the innovation that followed.
Dec 2, 2025
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Matt Jones
19
4
4
Why you will get surcharged in New Zealand
And other things I learned in Aotearoa
May 20
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Matt Jones
14
1
3
Can American Express do what Visa and Mastercard cannot? (with agentic commerce)
Understanding the advantages of a closed-loop network for new payment paradigms
May 12
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Matt Jones
15
8
Polygon is ready for agentic commerce
CEO Marc Boiron on why legacy payment infrastructure wasn't built for AI agents, and what can best replace it
Apr 16
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Matt Jones
10
1
Finally made it back from the other side
Also building and launching payments dashboards
Apr 13
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Matt Jones
10
3
Thinking and building in fintech with AI
The biggest shift in AI since ChatGPT?
Feb 23
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Matt Jones
10
3
Resilience and Innovation: Ukraine's Fintech Ecosystem
How did payments infrastructure hold up in the midst of war?
Feb 14
•
Matt Jones
19
5
Dollarising the world — coin by coin
The rise of digital dollars. Whether governments are ready or not, they are reshaping the financial system.
Feb 8
•
Matt Jones
14
3
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Payments Culture
Exploring the strategy, culture, and trends shaping the world of payments and fintech
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