Do consumers really want agentic commerce?

Agentic commerce promised AI agents that shop and pay on our behalf. A year in, the gap between hype and consumer demand is greater than anticipated.

Jun 13 • Matt Jones

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May 2026

Why you will get surcharged in New Zealand

And other things I learned in Aotearoa

May 20 • Matt Jones

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Can American Express do what Visa and Mastercard cannot? (with agentic commerce)

Understanding the advantages of a closed-loop network for new payment paradigms

May 12 • Matt Jones

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April 2026

Polygon is ready for agentic commerce

CEO Marc Boiron on why legacy payment infrastructure wasn't built for AI agents, and what can best replace it

Apr 16 • Matt Jones

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Finally made it back from the other side

Also building and launching payments dashboards

Apr 13 • Matt Jones

10

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February 2026

Thinking and building in fintech with AI

The biggest shift in AI since ChatGPT?

Feb 23 • Matt Jones

10

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Resilience and Innovation: Ukraine's Fintech Ecosystem

How did payments infrastructure hold up in the midst of war?

Feb 14 • Matt Jones

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Dollarising the world — coin by coin

The rise of digital dollars. Whether governments are ready or not, they are reshaping the financial system.

Feb 8 • Matt Jones

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January 2026

How Geopolitics Shapes Fintech in 2026

How almost every trend in payments is shaped by geopolitics. An exploration of chokepoints, resilience, and why fintech is getting messier.

Jan 31 • Matt Jones

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What's going on with the UK's favourite bank?

The state of Monzo in 2026. Giving away football shirts for a penny and automating your savings. Monzo's marketing isn't like other banks.

Jan 20 • Matt Jones

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My Most Read Posts of 2025

What resonated and why

Jan 8 • Matt Jones

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December 2025

Building the Infrastructure for Crypto at the Checkout — with WalletConnect

How WalletConnect unlocks millions of crypto users for PSPs

Dec 18, 2025 • Matt Jones

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