Payments Culture

Payments Culture

Home
Climate
Essentials
Archive
About
What happened and what's coming up (2024 review)
Reflecting on 2024 and looking ahead to 2025
 • 
Matt Jones
Crossing the chasm with payments (part 1)
What can payments companies learn from tech successes and failures?
 • 
Matt Jones
2
Incentivising Open Banking
Changing consumer behaviour isn’t easy
 • 
Matt Jones
1
Germany's Legacy Payment Tech And The Impact of AI
The world is changing fast is Europe keeping up?
 • 
Matt Jones
8
Innovation In Open Banking
It's getting easier to Pay By Bank
 • 
Matt Jones
1
News Review - Block's earnings miss, agentic commerce and much more
A curated look at what's been going on in payments and fintech
 • 
Matt Jones
Scaling Regional Fintech - With FinTech Wales
Understanding the world of UK fintech outside London
 • 
Matt Jones
Travel + tech + fintech in Southeast Asia
Notes from Singapore, Malaysia and Indonesia
 • 
Matt Jones
2
How Fintech Can Still Help the Planet
Despite ESG losing favour, sustainability schemes offer real world change, and payment tech can play a role too
 • 
Matt Jones
Understanding Africa's Fintechs
Innovation in the informal banking sector has led to growth in products and services for the unbanked
 • 
Matt Jones
 and 
Xolani Shezi
Can Revolut Compete With American Express?
Looking at the interchange business model in Europe, how credit card rewards are funded, and why American Express is different
 • 
Matt Jones
Mobile payments explosion
How global mobile payments are changing the world
 • 
Matt Jones
© 2025 Matt Jones
Privacy ∙ Terms ∙ Collection notice
Start writingGet the app
Substack is the home for great culture