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Payments Culture

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Can American Express do what Visa and Mastercard cannot? (with agentic commerce)
Understanding the advantages of a closed-loop network for new payment paradigms
 • Matt Jones
How Geopolitics Shapes Fintech in 2026
How almost every trend in payments is shaped by geopolitics. An exploration of chokepoints, resilience, and why fintech is getting messier.
 • Matt Jones
Polygon is ready for agentic commerce
CEO Marc Boiron on why legacy payment infrastructure wasn't built for AI agents, and what can best replace it
 • Matt Jones
Finally made it back from the other side
Also building and launching payments dashboards
 • Matt Jones
Thinking and building in fintech with AI
The biggest shift in AI since ChatGPT?
 • Matt Jones
Resilience and Innovation: Ukraine's Fintech Ecosystem
How did payments infrastructure hold up in the midst of war?
 • Matt Jones
Dollarising the world — coin by coin
The rise of digital dollars. Whether governments are ready or not, they are reshaping the financial system.
 • Matt Jones
What's going on with the UK's favourite bank?
The state of Monzo in 2026. Giving away football shirts for a penny and automating your savings. Monzo's marketing isn't like other banks.
 • Matt Jones
My Most Read Posts of 2025
What resonated and why
 • Matt Jones
Payments Culture
Payments Culture
Exploring the strategy, culture, and trends shaping the world of payments and fintech
Recommendations
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Payments:Unpacked
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Payments:Unpacked
Rupak's Substack
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Rupak Ghose
Business of Payments
Business of Payments
Geoffrey Barraclough
Financial Rewinds
Financial Rewinds
Wilson Harmond
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